Privacy Policy

Effective May 12, 2025

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE. THIS IS A BINDING LEGAL AGREEMENT. BY ACCESSING AND CONTINUING TO USE THE SITE, YOU AGREE TO EACH AND EVERY ONE OF THESE TERMS AND CONDITIONS. PLEASE DO NOT USE THE SITE IF YOU DO NOT AGREE TO EACH AND EVERY ONE OF THESE TERMS AND CONDITIONS.

Use and Acceptance

Blitz Servicing LLC and its subsidiaries and affiliates, including without limitation, Blitz Insurance Corp., Blitz Insurance Arizona Inc., and Blitz Insurance I.I. (collectively, “Blitz”, “we”, “our” or “us”) provide various websites and apps available to visitors located throughout the world. Our websites and apps include without limitation, this website, as well as all associated sites linked to www.blitzinsurance.com by Blitz, or our subsidiaries and affiliated companies, and our mobile apps (collectively, our “Sites”). These Terms and Conditions also apply to translations of our Sites, if any. Our Sites are controlled and operated from the United States and are subject to United States law.

By using our Sites, and any tools or services offered or provided by Blitz and/or its subsidiaries, affiliates and/or partners through or as a result of your use of our Sites (collectively, the “Services”), you are agreeing to all the terms contained in these Terms of Use. Blitz may also require that you agree to other specific terms and conditions at the time you use or sign up for certain Services. Those other terms and conditions are incorporated by reference. Your use of our site or of any services constitutes your agreement to all such terms, conditions and notices. Please read these Terms of Use carefully. If you do not agree to these Terms of Use, you may not use our Sites or any Services offered or provided through our Sites.

The content and information displayed on the Sites are Blitz’s property and are collectively referred to as “Blitz Information”. The downloading, reproduction, or re-transmission of Blitz Information, other than for non-commercial individual use, is strictly prohibited, except to the extent permitted with prior written consent by Blitz.

The Sites are to be used by you for your personal use only. You agree that you will not use the Sites for chain letters, junk mail, "spamming", solicitations (commercial or non-commercial) or bulk communications of any kind including but not limited to distribution lists to any person who has not given specific permission to be included in such a list. In addition, you agree not to create a hypertext link from any web site controlled by you or otherwise, to the Sites without the express written permission of Blitz. You agree not to pretend to be any other person or a representative of any entity, whether actual or fictitious, including an employee or agent of Blitz or any third party that provides services related to the Sites.

Privacy Policy

Please also review Blitz’s Privacy Policy (the “Privacy Policy”) which explains how we use information that you submit to Blitz.

Modification

We reserve the right, at our discretion, to change and or modify the Sites and/or portions of these Terms and Conditions at any time without notice and, unless otherwise indicated, such changes will become effective immediately upon posting; therefore, please check these Terms and Conditions periodically for changes. We will display the effective date of these Terms and Conditions at the top of this page. You agree that by using our Sites or Services or engaging in any of the activities described in these Terms of Use after changes have been made to these Terms of Use, you are agreeing to accept and comply with the updated Terms of Use.

Authority

By using our Sites, you represent, acknowledge, and agree that you are at least 18 years of age, that you have the legal right and ability to agree to these Terms of Use, and that you will use our Sites, the Services, and any products or services received as a result of your use of the Services in a manner consistent with these Terms of Use.

Account Registration and Responsibility

To access certain features of the Site, including obtaining quotes or managing policies, users must register for an account. You agree to provide true, accurate, current, and complete information and to maintain and promptly update your account information. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

Authorized Use, Copyrights and Trademarks

Our Sites may contain or reference trademarks, patents, copyrighted materials, trade secrets, technologies, products, processes or other proprietary rights of Blitz and/or other parties. No license to or right in any such trademarks, patents, copyrighted materials, trade secrets, technologies, products, processes and other proprietary rights of Blitz and/or other parties is granted to or conferred upon you.

If no restrictions are displayed, you may download, view and copy the information available from our site for non-commercial personal or educational purposes only, provided that each copy includes any copyright, trademark or service mark notice or attribution as they appear on the pages copied. Except as stated above, you may not copy, reproduce, publish, post, transmit, display, store, sublicense, transfer or distribute material or images from our site without the express written permission of Blitz and/or its content providers. You may not modify, alter, revise, paraphrase, omit, or change any material or images on or from our site without the express written permission of Blitz and/or its content providers. You may not create derivative works, whether based in whole or in part upon the information on our site or any portion thereof, except as expressly authorized. You may not modify, amend, reduce the size of or in any way obliterate any warning, notice, liability limitation, or other license provision in material or images on or from this and provided by Blitz for itself or other content providers. You may not assign, sublicense, transfer, pledge, lease, rent or share your rights under these Terms of Use, unless otherwise agreed to in writing by Blitz. Nothing contained on our site or the services should be construed as granting, by implication, estoppel or otherwise, any license or right in and to Blitz trademarks or copyrighted material of Blitz or any third party without the express written permission of the applicable party.

You also agree not to use our Sites or Services for any unlawful or prohibited purpose. You agree to comply with reasonable written requests by Blitz to protect the information providers’ and Blitz’s respective rights in the information contained in our site or as a part of the services. If you breach any of these Terms of Use, the above license will terminate automatically and you must immediately destroy any downloaded or printed content.

When using our site or the services, you agree to abide by common standards of etiquette and act in accordance with the law. For example, you agree not to:

• Post anything contrary to our public image, goodwill or reputation.

• Take any action that imposes an unreasonable or disproportionately large load on our infrastructure.

• Discuss or incite illegal activity.

• Abuse, harass, stalk, threaten, defame, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

• Use racially, ethnically, or otherwise offensive language.

• Use explicit/obscene language or solicit/post sexually explicit images (actual or simulated).

• Post anything that exploits children or minors or that depicts cruelty to animals.

• Post any copyrighted or trademarked materials without the express permission from the owner.

• Disseminate any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of such solicitation.

• Use any robot, spider, scraper or other automated means to access our site.

• Alter the opinions or comments posted by others on our site.

This list of prohibitions provides examples, and it is not complete or exclusive. Blitz reserves the right to terminate access to your account, your ability to post to our site with or without cause and with or without notice, for any reason or no reason, or for any action that Blitz determines is inappropriate or disruptive to our site or to any other user of our Sites.

Blitz may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at Blitz’s discretion, Blitz will cooperate with law enforcement agencies in any investigation of alleged illegal activity on our site or on the Internet.

Monitoring

You agree that you will not use any device, software or other instrumentality to interfere or attempt to interfere with the proper working of our Sites, and that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. In addition, you agree that you will not use any robot, spider, other automatic device, or manual process to monitor, scrape, or copy our Sites or the Blitz Information contained therein, or any aspect of the Sites or the Blitz Information, without the prior express consent from an authorized Blitz representative (such consent is deemed given for standard search engine technology employed by Internet search websites to direct Internet users to our Sites). Furthermore, you agree that you will not use our Sites for any purpose that is illegal, unlawful, or prohibited by these Terms and Conditions. You agree that you will not interrupt, disrupt, alter, destroy, impair, restrict tamper, or otherwise affect the proper operation of our Sites in any way, including, without limitation, through the use of any malicious or unauthorized code, virus, worm, Trojan horse, malware, or program.

You agree that Blitz has no obligation to but may monitor and review information you transmit over the Sites. You agree that Blitz may censor, edit, remove or prohibit the transmission or receipt of any information that Blitz deems inappropriate or in violation of these Terms and Conditions, and use any such information as necessary to provide the Sites or to protect the rights or properties of Blitz. You agree that Blitz may also monitor and review stored information without restriction. You hereby acknowledge and consent to such monitoring and reviewing.

You may not use our Sites in any threatening, libelous, slanderous, defamatory, obscene, inflammatory, pornographic, discriminatory, or otherwise offensive manner. We reserve the right in our sole discretion to revoke or deny your access to our Sites, including, without limitation, if you violate any of the provisions of these Terms and Conditions.

Warranty

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR SITES AND BLITZ INFORMATION ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR ANY GUARANTY OR ASSURANCE THAT OUR SITES AND/OR BLITZ INFORMATION WILL BE AVAILABLE, ADEQUATE, ACCURATE, UNINTERRUPTED, COMPLETE OR ERROR FREE. WE ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY MALICIOUS OR UNAUTHORIZED CODE AND YOU ARE SOLELY RESPONSIBLE FOR ENSURING YOU HAVE APPROPRIATE SCANNING AND PROTECTIVE MECHANISMS FOR THE SECURITY OF YOUR DEVICES, PROGRAMS AND INFORMATION. BY USING ANY OF OUR SITES AND/OR BLITZ INFORMATION, YOU ARE ASSUMING ALL RISK OF LOSS THAT MAY ARISE OR BE ASSOCIATED WITH THAT USE.

Passwords

Our Sites may provide you with the ability to use usernames, passwords, or other codes or devices to gain access to certain portions of our Sites (“access codes”). You are entirely responsible for maintaining the confidentiality of your access codes and for all activities that occur under your account. We reserve the right to immediately terminate your account in our sole discretion and without prior notice to you wherever there is a reason including, for example, if you violate any part of these Terms and Conditions.

Sensitive Personal Information

In providing insurance quotes and managing policies, we may collect sensitive personal data including, but not limited to: Social Security Numbers, driver's license numbers, insurance history, health information, and financial data. By using the Site and Services, you consent to this collection and understand this information is handled in accordance with our Privacy Policy.

Inaccuracies and Errors

Blitz Information may contain technical inaccuracies and typographical errors, including but not limited to inaccuracies relating to pricing or availability applicable to your transaction. Blitz does not assume responsibility or liability for any such inaccuracies, errors or omissions, and shall have no obligation to honor information affected by such inaccuracies. Blitz reserves the right to make changes, corrections, cancellations and/or improvements to Blitz Information, and to the products and programs described in such information, at any time without notice, including after confirmation of a transaction.

Limitation of Liability

BY ACCESSING OUR SITE OR USING OR RECEIVING ANY SERVICES, YOU AGREE TO HOLD HARMLESS AND WAIVE ALL CLAIMS AGAINST BLITZ AND ALL THIRD PARTY CONTENT PROVIDERS REGARDING THE INFORMATION PROVIDED ON OUR SITE, ANY INFORMATION RECEIVED BY YOU AS A RESULT OF USING THE SERVICES, AND ANY USE BY YOU OF SUCH INFORMATION. YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL BLITZ OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING OUR SITE OR ITS CONTENTS OR SERVICES BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR FOR LOSS OF PROFITS, GOOD WILL, BUSINESS INTERRUPTION, USE, DATA, EQUIPMENT OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) THAT RESULT FROM (A) THE USE OF OR INABILITY TO USE OUR SITE OR ANY SERVICES (B) THE CONSEQUENCES OF ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU OR BY ANYONE TO WHOM YOU COMMUNICATE SUCH INFORMATION, OR FOR ANY ERRORS BY YOU IN COMMUNICATING SUCH INFORMATION; (C) THE COST OF SUBSTITUTE GOODS OR SERVICES; OR (D) ANY OTHER MATTER RELATING TO THE CONTENT, SERVICES, OR DISTRIBUTION OF SERVICES THROUGH OUR SITE. BLITZ SHALL NOT BE LIABLE FOR DAMAGE OR INJURY TO PERSONS OR PROPERTY ARISING FROM ANY USE OF ANY PRODUCT, INFORMATION, PROCEDURE, OR SERVICE OBTAINED THROUGH OUR SITE.

BLITZ’S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO ANY DISPUTE OR CLAIM RELATED TO THESE TERMS OF USE, ANY SERVICES, OR THE PRIVACY POLICY IS YOUR CESSATION OF THE USE OF OUR SITE AND/OR ANY AND ALL SERVICES. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

BLITZ CANNOT AND WILL NOT ASSUME ANY LIABILITY FOR UNAUTHORIZED OR FRAUDULENT USE OF OUR SITE AND ANY SERVICES.

Indemnification

YOU AGREE TO INDEMNIFY AND HOLD BLITZ AND ALL THIRD PARTY CONTENT PROVIDERS WHICH PROVIDE CONTENT FOR OUR SITE AND/OR THE SERVICES (EITHER THROUGH LINKS OR OTHERWISE), HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS’ FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF CONTENT YOU SUBMIT, POST TO OR TRANSMIT THROUGH OUR SITE, YOUR USE OF OUR SITE OR THE SERVICES, YOUR CONNECTION TO OUR SITE, YOUR VIOLATION OF THE TERMS OF USE, OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER USER.

Disclaimers

SOME OF THE CONTENT ON OUR SITE OR THE SERVICES MAY BE PROVIDED BY THIRD PARTY CONTENT PROVIDERS AND USERS. BLITZ IS A DISTRIBUTOR AND NOT A PUBLISHER OF SUCH CONTENT AND HAS NO EDITORIAL CONTROL OVER IT. ANY OPINIONS, ADVICE, STATEMENTS, SERVICES, OFFERS OR OTHER INFORMATION GIVEN OR PROVIDED BY THIRD PARTIES (INCLUDING MERCHANTS AND LICENSORS) ARE THOSE OF THE RESPECTIVE AUTHORS OR DISTRIBUTORS OF SUCH CONTENT AND NOT OF BLITZ.

ALTHOUGH BLITZ USES REASONABLE EFFORTS TO PROVIDE ACCURATE AND UP-TO-DATE INFORMATION THROUGH OUR SITE, BLITZ AND SUCH CONTENT PROVIDERS MAKE NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY, RELIABILITY, OR COMPREHENSIVENESS OF CONTENT ON OUR SITE AND ANY SERVICE. THE INFORMATION CONTAINED ON OUR SITE AND ANY SERVICE IS PROVIDED ON AN “AS IS” “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, BLITZ DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WITH REGARD TO INFORMATION CONTAINED ON OUR SITE AND ANY SERVICE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. BLITZ DOES NOT GUARANTEE UNINTERRUPTED OR SECURE ACCESS TO OUR SITE AND/OR THE SERVICES. BLITZ AND ITS CONTENT PROVIDERS CANNOT AND DO NOT GUARANTEE OR WARRANT THAT THE FILES AVAILABLE FOR DOWNLOADING FROM OUR SITE AND ANY SERVICE WILL BE FREE FROM INFECTIONS OR VIRUSES, WORMS, TROJAN HORSES, OR OTHER CODE THAT MANIFESTS CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU HEREBY AGREE TO RELEASE AND HOLD HARMLESS BLITZ FROM ANY AND ALL CLAIMS, LOSSES, EXPENSES OR DAMAGES RELATING TO ANY DISCLAIMED WARRANTY DESCRIBED IN THIS PARAGRAPH.

SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG IMPLIED WARRANTIES LAST OR THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES, SO THAT THESE DISCLAIMERS AND LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH EVENT, SUCH DISCLAIMERS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.

THE INFORMATION PROVIDED IN ANY SERVICE OR IN OUR SITE DOES NOT CONSTITUTE INVESTMENT, TAX, FINANCIAL, LEGAL, OR OTHER ADVICE, AND SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL, FINANCIAL OR OTHER DECISIONS. PRIOR TO THE EXECUTION OF ANY TRANSACTION BY YOU RELATED TO ANY INFORMATION YOU OBTAINED FROM OUR SITE OR THE SERVICES, YOU SHOULD CONSULT WITH YOUR FINANCIAL, TAX AND INVESTMENT ADVISORS AND AN ATTORNEY, OR OTHERWISE SEEK APPROPRIATE PROFESSIONAL ADVICE TAILORED TO YOUR SITUATION.

BLITZ MAKES NO REPRESENTATION REGARDING THE ACCURACY OR IMPORTANCE OF ANY SERVICES.

OUR SITE AND THE SERVICES ARE PUBLISHED SOLELY FOR INFORMATIONAL PURPOSES. ALL EXPRESSIONS OF OPINION ARE SUBJECT TO CHANGE WITHOUT NOTICE. BLITZ DOES NOT UNDERTAKE TO ADVISE ANYONE VIA OUR SITE. BLITZ OR ITS AFFILIATES MAY HAVE BUSINESS RELATIONSHIPS WITH COMPANIES MENTIONED ON OUR SITE.

Forward-Looking Statements

Statements and materials contained in or accessible through this site may contain forward-looking statements. Forward-looking statements are typically identified by words or phrases such as likely, believe, expect, anticipate, intend, estimate, position and variations of such words and similar expressions, or future or conditional verbs such as will, would, should, could, may or similar expressions. These forward-looking statements are subject to numerous assumptions, risks and uncertainties, all of which will or may change over time or may be incorrect, and we do not assume any duty to update or correct any forward-looking statements contained in or accessible through the Site. Actual results could differ materially from those anticipated in these forward-looking statements and future results could differ materially from historic performance.

Third Party Intellectual Property Infringement

Blitz respects the intellectual property rights of others, and we ask you to do the same. Blitz may, in appropriate circumstances and at our discretion, terminate service and/or access to our site for users who infringe the intellectual property rights of others. If you believe that your work is the subject of copyright infringement and/or trademark infringement and appears on our site, please provide Blitz’s designated agent the following information:

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

• Identification of the copyrighted and/or trademarked work claimed to have been infringed or, if multiple works at a single online site are covered by a single notification, a representative list of such works at that site.

• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled at our site, and information reasonably sufficient to permit Blitz to locate the material.

• Information reasonably sufficient to permit us to contact you as the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted.

• A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright and/or trademark owner, its agent, or the law.

• A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Blitz’s agent for notice of claims of copyright or trademark infringement on our site can be reached at generalcounsel@blitzinsurance.com.

Please also note that for copyright infringements under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.

Submitting a Digital Millennium Copyright Act (“DMCA”) Counter-Notification

We will notify you that we have removed or disabled access to copyright-protected material that you provided, if such removal is pursuant to a valid DMCA take-down notice that we have received. If you receive such notice from us, you may provide us with a counter-notification in writing to Blitz designated agent that includes all of the following information:

• Your physical or electronic signature;

• Identification of the material that has been removed or to which access has been disabled, and the location at which the material appeared before it was removed or access to it was disabled;

• A statement from you under the penalty of perjury, that you have a good faith belief that the material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled; and

• Your name, physical address and telephone number, and a statement that you consent to the jurisdiction of a court for the judicial district in which your physical address is located, or if your physical address is outside of the United States, for any judicial district in which Blitz may be located, and that you will accept service of process from the person who provided notification of allegedly infringing material or an agent of such person.

Termination of Repeat Infringers

Blitz reserves the right, in its sole discretion, to terminate the account or access of any user of our Site and/or the related services or any portion thereof at any time, without notice.

Severability; Waiver

If a court determines that any portion of these Terms of Use is illegal or unenforceable, then such portion will be eliminated and the remaining Terms of Use will remain in force and effect. Blitz’s failure to enforce any of these Terms is not a waiver of such term.

Links to Other Websites

Our site may provide links to other websites that we think might be of interest to our users (“Linked Sites”). Please note that when you click on one of these links and go to a Linked Site, you may be moving to another provider’s website. Such Linked Sites are not under the control of Blitz, and Blitz is not responsible for the contents or the proper operation of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. The inclusion of any link does not imply endorsement by Blitz or any association with its operators. Blitz cannot control the activities of any such provider once a user leaves our site. We encourage you to read the Terms of Use and privacy statements of these Linked Sites as their policies may differ from ours.

Security

Blitz is not responsible for the security of your internet access services provider; you should review the security and privacy policies of your internet services provider carefully. Furthermore, information that you retrieve via our site may be cached or stored during your session for your convenience; therefore if others have access to your computer or your User ID and password, they may be able to access this information. In any area of our site requiring a password, you should log off when you are done viewing information or anytime you leave your computer. Blitz is not responsible for the security or privacy of information communicated to or from such a computer. Finally, you should keep any correspondence you receive relating to our site or the services (including, but not limited to, your User ID, passwords, other registration information, emails, order information, or any other information) confidential and in a safe place.

Use Outside of the United States; Limited Availability

OUR SITE WAS CREATED IN THE UNITED STATES AND COMPLIES WITH LOCAL UNITED STATES LAWS. OUR SITE AND/OR THE SERVICES MAY NOT COMPLY WITH LEGAL REQUIREMENTS OF FOREIGN COUNTRIES. OUR SITE, THE SERVICES, AND ANY AND ALL INFORMATION OBTAINED THEREFROM ARE NOT PROVIDED TO AND MAY NOT BE USED BY ANY PERSON OR ENTITY IN ANY JURISDICTION IN VIOLATION OF APPLICABLE LAWS, RULES OR REGULATIONS. THEREFORE, NOT ALL PRODUCTS OR SERVICES DESCRIBED ON OUR SITE MAY BE AVAILABLE TO ALL PERSONS OR ENTITIES OR IN ALL JURISDICTIONS.

Comments

If you send or transmit any communications, comments, questions, suggestions, or related materials to Blitz, whether by letter, email, telephone, or otherwise (collectively, “Comments”), suggesting or recommending changes to our site or any materials on it, including without limitation, new features or functionality, all such Comments are, and will be treated as, non-confidential and non-proprietary. You hereby assign all right, title, and interest in, and Blitz is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Comments, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Comments. You understand and agree that Blitz is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Comments, and you have no right to compel such use, display, reproduction, or distribution.

Confidentiality

With respect to all communications you make to us regarding Blitz Information including but not limited to feedback, questions, comments, suggestions and the like: (a) you shall have no right of confidentiality in your communications and we shall have no obligation to protect your communications from disclosure; (b) we shall be free to reproduce, use, disclose and distribute your communications to others without limitation; and (c) we shall be free to use any ideas, concepts, know-how, content or techniques contained in your communications for any purpose whatsoever, including but not limited to the development, production and marketing of products and services that incorporate such information.

Entire Agreement; Jurisdiction and Choice of Law and Forum; Arbitration

These Terms of Use and the Privacy Policy constitute your entire agreement with Blitz regarding our site and any services provided to you, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written between the user and Blitz with respect to our site or the services. These Terms of Use, our site, the services, and any and all claims relating thereto are governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law. The exclusive jurisdiction for any dispute not covered by the terms of the arbitration provision set forth in these Terms and Conditions may be filed only in the state or federal courts located in the State of New York, United States. YOU HEREBY WAIVE ANY RIGHT YOU MAY NOW HAVE OR HEREAFTER POSSESS TO A TRIAL BY JURY. The foregoing shall not apply to the extent that applicable law in your country of residence requires application of another law and/or jurisdiction and this cannot be excluded by contract. You expressly and irrevocably agree that exclusive jurisdiction and venue for any claim or dispute with Blitz, its employees, contractors, officers, directors, and content providers or relating in any way to your use of our site and/or the services resides in an appropriate federal or state court located in the New York County, New York, and you further irrevocably agree and expressly and irrevocably consent to the exercise of personal jurisdiction in those courts over any action brought relating to these Terms of Use, our site, or the services.

You agree that Blitz, at its sole discretion, may require you to submit any disputes arising from the use of our site, the services, and/or these Terms of Use concerning or including any disputes arising from or concerning their interpretation, violation, nullity, invalidity, non-performance or termination, as well as disputes about filling gaps in this contract or its adaptability to newly arisen circumstances to final and binding arbitration under the International Rules of Arbitration of the American Arbitration Association, by one or more arbitrators appointed in accordance with the said Rules. Notwithstanding these rules, however, such proceeding shall be governed by the laws of the state as set forth herein. Any award in an arbitration initiated under this clause shall be limited to monetary damages and shall include no injunction or direction to any party other than the direction to pay a monetary amount. Further, the arbitrator shall have no authority to award punitive, consequential or other damages not measured by the prevailing party’s actual damages in any arbitration initiated under this section, except as may be required by statute.

No joint venture, partnership, employment, or agency relationship exists between you and Blitz as a result of these Terms of Use or your use of the Site. These Terms of Use constitute the entire agreement between the you and Blitz with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Blitz with respect to the Site.

Contact Us

If you have any questions about these Terms or otherwise need to contact Blitz for any reason, you can reach us at Blitz Servicing LLC, Attention: General Counsel, 1985 Cedar Bridge Ave., Suite 1, Lakewood, NJ 08701.

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