Builder's
Risk Insurance

Blitz Builder’s Risk coverage delivers fast, flexible protection for residential and light commercial projects. Whether you’re breaking ground or renovating, our platform simplifies the quoting and binding process—so you can protect your work in minutes, not days.

CannabisOperators
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Builder's Risk Flyer

Blitz’s Cannabis Operators program delivers tailored, reliable insurance solutions to one of the most highly regulated and underserved sectors in the market. With flexible coverage that spans from seed to sale—including General Liability, Property, and optional Employee Benefits Liability—Blitz ensures cannabis businesses are protected at every stage. Their platform supports a wide variety of operator classes, from growers and processors to dispensaries and transporters, making it one of the most inclusive solutions in the industry. By combining simplicity, speed, and compliance, Blitz empowers cannabis entrepreneurs to get covered quickly and confidently—without the red tape.

Builder's Risk Insurance

Features

3,6,8,10,12-month policy terms available
Options for construction greater than one year
Coverage written on Inland Marine forms
Remodel/renovation - coverage for existing structure
Coverage offered for new residential projects
Enhanced CAT Property Coverage - Improved Wind and Hail terms, conditions, and/or deductibles

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Why Blitz

Wide Class Coverage

Blitz covers residential and commercial construction projects in 47 states (excludes HI, ID, and LA).

Competitive Pricing & Limits

Get robust coverage without breaking the bank—GL limits up to $1MM/$2MM and premiums starting at just $500.

High Value, Tailored Coverage

Get up to $5M in total insured value per location and more favorable terms on property coverage capacity, terms, and conditions.

Builder’s Risk

Appetite
Commercial and Residential Projects
Up to $5M total insured value per location
New construction - including residential builds
Addition/Minor Remodel
Significant Non-Structural Renovation
Structural Renovation
Features
3,6, 8, 10, 12-month policy terms available
Options for construction greater than one year
Coverage written on Inland Marine forms
 Monoline Property, Monoline GL, or Package available
Existing Structure Coverage Available
New Construction - Commercial or Residential
Premises Liability including or excluding Construction Operations
Enhanced CAT Property Coverage - Improved Wind and Hail terms, conditions, and/or deductibles
Optional Enhancements
Contractors Equipment Bundle
Contractors Equipment and Miscellaneous Tools
Installation Floater
Contractors Equipment Rental and Reimbursement
Delay in Completion Coverage
Business Income
Rental Value
Soft Costs
Existing Building or Structural Coverage
Ordinance or Law (A, B, C)

Account Size

Up to $5 Million TIV

States

Available in all states
excluding Hawaii, Idaho, and Louisiana

Loss Payees

Mortgagees / loss payees / lienholders are available at no charge
Risk Criteria
One Structure Per Policy
Coverage Offered for Owner, General Contractor, Developer, or Tenant/Occupant

Projects Requiring UW Referral

  • Construction already started
  • Project delayed
  • Building occupied before completion
  • Existing structural damage
  • Prior claims in past 3 years
  • Property at any temporary storage in excess of 15% of the property limit
  • Protection class 5 or higher
  • Load bearing work (renovation exposures)
  • Permission to Occupy
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About Blitz

Blitz is a technology-led insurance company that brings the $100B E&S market into the next generation. Focusing on small commercial E&S property & casualty risks, Blitz’s fast and simple end-to-end technology forward underwriting platform displaces the lengthy, manual insurance-buying processes that have frustrated both brokers and business customers alike.

The insurance products described on this website are offered by non-admitted insurers that are not licensed by the State of California or State of New York. These insurers are not subject to the financial solvency regulation and enforcement that apply to California and New York-licensed insurers. Please consult with a licensed surplus line broker for further details.

Blitz Insurance transacts surplus lines insurance in California through Blitz Insurance Agency, LLC, a licensed surplus lines broker, CA Lic. No. 6003828.

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