Features

Comprehensive General Liability Protection
Robust Property Coverage for Shops & Equipment

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Why Blitz

Why insure with Blitz for Auto Services?

Because we deliver lightning-fast E&S coverage built specifically for repair and service shops, without the delays or friction of traditional carriers.

What makes Blitz different for auto-focused businesses?

Our tech-driven underwriting gives you clearer terms, faster decisions, and coverage engineered around real operational risks in the automotive world.

Why do brokers choose Blitz for Auto Services risks?

We make tough-to-place accounts easy—fast quoting, flexible appetite, and coverage that fits the unique exposures of auto shops.

Auto Services

Territories
Available in all U.S. states including Washington D.C., excluding Hawaii, Idaho, and Louisiana.
General Liability
Premises & Operations: $1M or $2M Aggregate
Products & Completed Operations: $1M or $2M Aggregate
Personal and Advertising Injury: $1M Occurrence
Medical Payments: $5,000
Fire Damage to Premises Rented to You: $100K to $1M
Stop Gap (ND, OH, WA, WY): $1M
Garagekeeper's Legal Liability: up to $300K per location, $100K per vehicle
Limited Non-Owned Auto - specific to on-premises exposure for customer autos only: $1M
Hired Auto coverage is not available
Property Coverage
Building: Max TIV $5M per location
Business Personal Property
Business Income with Extra Expense
Tenant Improvements
Available Property Extensions include Accounts Receivable, Back-up Sewage, Door Damage, Employee Dishonesty, Money & Securities, Outdoor Property, and more
Max Exposures
Maximum exposures up to: $15,000,000 in sales, $3,000,000 in payroll
Eligible Classes
  • Auto Glass Repair
  • Auto Parts Stores
  • Quick Lube Shops
  • Car washes
  • Auto Body Shops
  • Light-Duty Auto Repair and Service Shops
  • Medium-Duty Auto Repair and Service Shops
  • Trailer Repair and Service Shops
  • Auto Upholstery Shops
  • New Tire Sales and Tire Service Shops
Excluded Operations Include
  • Antique Auto Restoration
  • Boat Repair
  • Offroad Vehicle Repair
  • Mobile Equipment Repair
  • Motorcycle Repair
Ineligible Operations Include
Auto Dealers
Dismantlers
Manufacturers
Renters & Leasers
Custom Fabrication
Fuel Conversion
Gas Stations
Towing
Valet
*Target classes in bold
Endorsements
  • Blanket Additional Insureds and Scheduled Additional Insureds are available at $0 premium.
  • Primary & Noncontributory and Waiver of Subrogation also available at $0 premium.

About Blitz

Blitz is a technology-led insurance company that brings the $100B E&S market into the next generation. Focusing on small commercial E&S property & casualty risks, Blitz’s fast and simple end-to-end technology forward underwriting platform displaces the lengthy, manual insurance-buying processes that have frustrated both brokers and business customers alike.

The insurance products described on this website are offered by non-admitted insurers that are not licensed by the State of California or State of New York. These insurers are not subject to the financial solvency regulation and enforcement that apply to California and New York-licensed insurers. Please consult with a licensed surplus line broker for further details.

Blitz Insurance transacts surplus lines insurance in California through Blitz Insurance Agency, LLC, a licensed surplus lines broker, CA Lic. No. 6003828.

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