Features

Flexible short-term policy options
Up to $5M TIV
Package or monoline coverage
Covers multiple vacancy scenarios
Zero-cost key endorsements

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Why Blitz

Why insure with Blitz for vacant commercial buildings?

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What makes Blitz different for vacant commercial building risks?

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Why do brokers choose Blitz for vacant commercial building accounts?

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Restaurant

Coverage Benefits
Up to $1M or $2M Premises & Operations
Liquor Liability Coverage
Restaurant Services E&O
Valet Parking
Property Coverage including: Building, Tenant Improvements, Business Income with Extra Expense, and customizable property endorsement
Enhanced CAT Property Coverage: Improved Wind and Hail terms, conditions, and/or deductibles
Available in all states except ID, HI, and LA
Appetite Profile
Payroll up to $3M
Sales up to $15M across all locations
Up to 50% liquor sales
Up to $5M in total insured value per location
Restaurant Property Extension
  • Health Department Shutdown: Business income
  • Health Department Shutdown: Cleaning, medical, replacement
  • Fine arts
  • Kitchen fire equipment accidental discharge
Monoline GL

Minimum Premiums


Starting at

$350

+ taxes & fees
Eligible Restaurant Types
  • Barbeque (Solid fuels okay)
  • Entertainment (live music, dancing, comedy, arcades, and pool tables)
  • Casual/Family dining
  • Caterers
  • Coffee Shops
  • Pizza (wood-fired okay)
  • Counter Service
  • Sandwich Shops (with on-premises consumption)
  • Drive Through
  • Fast Food (No large franchises/chains)
  • Fine dining
  • Food trucks (GL Only)
Ineligible Property Occupancy Types Include
  • Large franchises or chains
  • Athletic activities
  • Nightclubs, cabarets, and comedy clubs
  • Country clubs/golf courses
  • Establishments open between midnight and 5:00 AM
  • Beer or wine production

About Blitz

Blitz is a technology-led insurance company that brings the $100B E&S market into the next generation. Focusing on small commercial E&S property & casualty risks, Blitz’s fast and simple end-to-end technology forward underwriting platform displaces the lengthy, manual insurance-buying processes that have frustrated both brokers and business customers alike.

The insurance products described on this website are offered by non-admitted insurers that are not licensed by the State of California or State of New York. These insurers are not subject to the financial solvency regulation and enforcement that apply to California and New York-licensed insurers. Please consult with a licensed surplus line broker for further details.

Blitz Insurance transacts surplus lines insurance in California through Blitz Insurance Agency, LLC, a licensed surplus lines broker, CA Lic. No. 6003828.

Ready to Blitz Your Book?

Join the network. Accelerate your growth. Be the reason your clients say “Wow, that was fast.”

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