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We provide several training options and a variety of resources to maximize what the products and platform can do for you.
Builder's Risk
Covers buildings and structures under construction against physical loss or damage. Available for residential and commercial projects.
Financing & Minimum Earned Premium Changes
Effective October 19, 2026, Builder's Risk (BLDR) policies will move to a Minimum Earned Premium (MEP) structure. Taxes and fees are fully earned on all terms and will be deducted before any return premium is calculated.
- 3–5 month terms: Premium must be paid in full at inception; the full premium is fully earned (100% MEP).
- 6–8 month terms: 50% of premium is minimum earned; these terms default to a 3-pay financing plan.
- 9–11 month terms: 25% of premium is minimum earned; these terms default to a 3-pay financing plan.
- 12 month terms: 25% of premium is minimum earned; this term defaults to a 10-pay financing plan.
Commercial Lessor's Risk
Designed for commercial property owners who lease space to tenants. Covers the building and landlord liability exposures in a single package.
Lessor’s Risk for Cannabis Exposures
Blitz offers Lessor’s Risk coverage to landlords that rent to cannabis and mixed cannabis/non cannabis exposures.
Eligible Cannabis Occupancies:
- Retailers & Dispensaries
- Home Delivery Operations (non-storefront)
- Tobacco & Smoke Shops
- Indoor Cultivators, Growers & Processors
- Distributors & Transporters
- Non-Combustible Manufacturers
- Research & Testing Labs
Ineligible Cannabis Occupancies:
- Combustible Manufacturing
- Outdoor Cultivators, Growers & Processors
- Operations open past 12am
- Onsite Consumption
Contractors
General liability coverage for contractors and trade subcontractors. Designed for the risks that standard markets won't write.
Artisan Contractors Excess
Retail & Services
Commercial package coverage for retail businesses and service operations that fall outside standard market appetite.
Special Events
Short-term liability coverage for one-time and recurring events. Flexible options for event organizers, venues, and sponsors.
Cannabis Operations
Specialized coverage for licensed cannabis businesses navigating a market where standard carriers won't go.
Restaurants
The Blitz Restaurant Program offers broad, flexible general liability and property coverage for restaurants and a wide variety of adjacent food services.
Auto Services
Coverage designed for auto service businesses — from repair shops to dealerships — where standard markets fall short.
Vacant Commercial Buildings
Property coverage for vacant or unoccupied commercial buildings — a class most carriers avoid. Blitz provides a straightforward solution for a genuinely hard-to-place risk.